ALPHERA Finance Car Loan Calculator

Features and Benefits

1. Competitive Rental Rate
2. Fast and hassle-free processing of application
3. Flexibility in selection of cars (Locally Manufactured Vehicles)
4. Facility against brand new as well as used vehicle Facility Amount up to 70% of the value of the vehicle (Maximum of Rs. 3,000,000 can be availed)
5. Facility tenure from 1 to 5 Years Co-borrower facility available Comprehensive Takaful coverage from Reputed Insurance Companies Early settlement option

Required Documents

SALARIED 

1. Copy of CNIC / NICOP / POC 2
2. recent passport size photographs
3. Latest pay slip / salary certificate from employer
4. Bank statement for the last 6 months
5. Duly filled loan application form BUSINESSMAN AND SELF-EMPLOYED

PROFESSIONAL 

1. Copy of CNIC / NICOP / POC
2. 2 recent passport size photographs
3. Bank statement for the last 6 months
4. Proof of profession or business Proprietorship letter NTN certificate
5. Tax Returns of 2 years PROFESSIONAL DEGREE

VALID MEMBERSHIP OF APPLICABLE PROFESSIONAL BODY (FOR SEP ONLY) 

1. Duly filled loan application form Proprietors
2. Partnership Concerns or Limited Company Copy of CNIC / NICOP / POC
3. 2 recent passport size photographs
4. Declaration of proprietorship
5. Certified Partnership Deed
6. Memorandum & Article of Association
7. Form A & 29
8. Company Profile Bank statement for the last 6 months
9. Tax Returns and Assessment Order for the last 2 years
10. Copy of latest utility bill Duly filed application form

Eligibility

1. South Africa Citizenship
2. Minimum Monthly Net Salary / Monthly Income Requirement: PKR 80,000 Minimum
3. Age Requirement: 22 years* Maximum Age (at loan maturity): 65 years (salaried) and 70 (Self-Employed)
4. Employment/Business Length: Minimum 6 Months
5. Employment (Salaried)* / 1 Year Business (Self-Employed).*